留学生论文代写范文节选-英国的伊斯兰银行系统。本文是一篇留学生金融学论文节选内容，本章简要介绍了伊斯兰银行业在世界以及英国的制度和实践背景。伊斯兰金融法有着悠久的历史，但伊斯兰银行业和金融业是在盈亏共享投资的情况下诞生的。1963年，埃及的Mit Ghamr储蓄银行正式成立。伊斯兰银行业在金融、银行、保险、抵押和资产管理业务领域取得了增长，年增长率为10-15%。但伊斯兰银行业的实际发展始于1970年之后，伴随着新的投资技术、战略和产品开发。迪拜伊斯兰银行（DIB）成立于1975年，是世界上第一家伊斯兰银行。下面就一起来欣赏下留学生金融学论文节选部分的内容
Ch. 1 Introduction 引言
This chapter provides a brief background of Islamic banking in the world as well as in the UK about its system and practice. The Islamic financial law has long history but Islamic banking and finance industry came into existence with Profit and Loss Sharing investment.
Egypt’s Mit Ghamr Saving Banks in 1963. After official existence Islamic banking has grown in the area of finance, banking, insurance, mortgage, and assets management business with annual growth rate of 10-15 %. But actual development in Islamic banking is started after 1970 with new investment techniques, strategies and product development (Steward, 2008). Dubai Islamic Bank (DIB) is known as world first Islamic bank it was formed in 1975.
Currently it has 48 branches which great services. DIB offers higher returns than conventional banking system as well they provide auto, home and personal finance products, (Platt, 2008). Islamic banking is a relatively little known in the West, and greater interest in disgust. The idea of “Islamic Banking”, but contains much more than the prohibition of interest. Islamic banking shows that ethics and finance can be connected to serve the society. The idea is to eliminate the banking system of injustice in the society. A clear link with the religion of Islam can lead to mistrust among the citizens in the West, perhaps out of fear of the unknown. Today’s global society in the Arab world and the Islamic banking system is closer to us and must be treated. If the Islamic bank and its ethical values for the first time it will be utopia, the economic actors in the world. Attitudes are changing, but slowly, and in recent years, the value of the traditional banking system, which has begun to look neutral, the conscience of a growing number of people. Author do not want to funds, banks and financial institutions, releases to companies which invest ethically and socially harmful act. The aim of this study is the question of “Islamic banking important to clarify and explain some of their links to politics, history and religion. Islamic finance is on Islamic law Sha’riah that offers all the solutions and economic problems of the foundation. Under Islamic law, interest completely forbidden in Islam, because the interest rates very negative impact on society, such as the ability, purchasing power and increasing poverty, uneven distribution of the credit crisis and the economy. According to Usmani (2005) the main drawback in interest based system is financier has no concern with money when he gives an interest bearing loan to a client. But in Islamic financial contract cash money is not given to client, first of all they purchase the commodity and transfer to client then all profit and loss will be distributed between parties according to agreed terms and conditions (Usmani, 2005). I’s allegations that investment in Islamic financial system is very good for the economy, since the actual failure and the equilibrium, and it is helpful to improve the economy and society. Economic Law of Islam, there are some funds methods, such as Musharaka, Murabaha, Ijarah mudaraba and all the details of the case of the treaty, and some agreements in place systems for sharing profits and losses. Islamic financial system is based on the sharing of risks between the parties and the burden is not entirely consistent with the Parties. Islamic finance is not only the Muslim community because they are the moral and ethical approach to finance and investment. Islamic finance is also popular in all communities in the United Kingdom. Islamic finance has a number of challenges in the UK because the financial system is attractive to the traditional banking system, but the Islamic banking has great potential in the United Kingdom because it has less to five years in an Islamic bank carried out a significant role in the British financial markets .
目前，它有48个分支机构，服务非常好。DIB提供了比传统银行系统更高的回报，因为它们提供汽车、家庭和个人金融产品。伊斯兰银行业在西方相对鲜为人知，而且更受厌恶。“伊斯兰银行”的理念，但其内容远不止禁止利息。伊斯兰银行业表明，道德和金融可以联系起来为社会服务。其目的是消除银行系统在社会中的不公正现象。与伊斯兰教的明确联系可能会导致西方公民之间的不信任，也许是出于对未知的恐惧。当今阿拉伯世界的全球社会和伊斯兰银行体系离我们更近，必须加以对待。如果伊斯兰银行及其伦理价值观第一次成为乌托邦，它将成为世界上的经济行为体。人们的态度正在发生变化，但变化缓慢。近年来，越来越多的人开始意识到传统银行体系的价值，该体系已开始显得中立。作者不想向基金、银行和金融机构发布对道德和社会有害的投资行为。本研究的目的是研究以下问题：“伊斯兰银行业对于澄清和解释其与政治、历史和宗教的某些联系非常重要。伊斯兰金融是以伊斯兰法为基础的，它提供基金会的所有解决方案和经济问题。根据伊斯兰法，利息在伊斯兰教中是完全禁止的，因为利率对社会产生了非常负面的影响，如能力、购买力和收入的增加第二，信贷危机和经济分布不均。基于利息的系统的主要缺点是，当金融家向客户提供有息贷款时，他与金钱无关。但在伊斯兰金融合同中，现金不是给客户的，首先他们购买商品并转移给客户，然后所有利润和损失将根据商定的条款和条件在双方之间分配。我的说法是，投资于伊斯兰金融体系对经济非常有利，因为实际的失败和平衡有助于改善经济和社会。在伊斯兰经济法中，有一些资金方法，如穆沙拉卡、穆拉巴哈、伊扎拉·穆达拉巴和条约中的所有细节，还有一些协议规定了分享利润和损失的制度。伊斯兰金融体系建立在各方分担风险的基础上，其负担与各方并不完全一致。伊斯兰金融不仅仅是穆斯林社区，因为它们是金融和投资的道德和伦理方法。伊斯兰金融在英国的所有社区都很受欢迎。伊斯兰金融在英国面临诸多挑战，因为金融体系对传统银行体系具有吸引力，但伊斯兰银行在英国具有巨大潜力，因为伊斯兰银行在一家在英国金融市场发挥重要作用的伊斯兰银行只有不到五年的时间。
Ch. 2 The Problem 问题
According to the figures of Office for National Statistics 2001, there was 2.2 million (3.4%) Muslims living in the United Kingdom (National Statistics, 2010), but according to Home Secretary the Muslim population is increasing with high growth rate. In just seven years there is an increase of 40,000 Muslims in the UK and figures reached on more than 2 million which consist of 3.3% of total UK population (Guardian, 2010)
根据2001年国家统计局的数据，英国有220万（3.4%）穆斯林，但根据内政大臣的数据，穆斯林人口正以高增长率增长。在短短七年内，英国穆斯林人数增加了40000人，达到200多万，占英国总人口的3.3%
There was no way available to the Muslims in the United Kingdom before 2000, but the Muslim population would spend their lives for their faith. Depending on the interest of Islamic education in Islam is strictly forbidden, and they want banking services such as savings accounts, checking accounts, mortgages, insurance and loans, backed by the Islamic law Sha “Riah. The United Kingdom is a non-Muslim and all of its financial rules and rules for the traditional banking system. While the Muslim community has an active role in the economy, there was no need for a system that can start to accept these people. Islamic banking began in England in 2003, so that the Financial Services Authority. By 2003-2009, there is sufficient improvement and development of Islamic banking. There are currently two main part of traditional banks and Islamic banks, Islamic banking in its entirety. But the growing Islamic banking and start-up phase, and the Islamic bank is is a number of challenges in western society as a socially, economically, and the contract terms. Instead of all the Islamic Bank now traditional banks also offer Islamic banking services with traditional banks such as HSBC Amanah offers the author’s name is his own account in the name Lloyds TSB Islamic current account.
在2000年之前，联合王国的穆斯林没有办法，但穆斯林人口将为他们的信仰而牺牲自己的生命。根据伊斯兰教育的利益，伊斯兰教是严格禁止的，他们想要银行服务，如储蓄账户、支票账户、抵押贷款、保险和贷款，伊斯兰法律的支持“里亚赫。联合王国是一个非穆斯林国家，其所有金融规则和传统银行体系的规则。虽然穆斯林社区在经济中发挥着积极作用，但没有必要建立一个能够开始接受这些人的体系。伊斯兰银行业始于2003年，因此英国金融服务管理局。到2003-2009年，已经有了足够的改进和发展伊斯兰银行。目前，传统银行和伊斯兰银行有两个主要部分，即整个伊斯兰银行。但伊斯兰银行业正处于成长和初创阶段，而伊斯兰银行作为一个社会、经济和合同条款在西方社会面临诸多挑战。除了现在所有的伊斯兰银行，传统银行也提供伊斯兰银行服务。传统银行如HSBC Amanah提供。作者的名字是他自己的账户，名为Lloyds TSB伊斯兰经常账户。
Ch. 3 Aims and Objectives 宗旨和目标
The United Kingdom is a non-Islamic country, the financial and banking rules most of the traditional banking system, because it is an Islamic bank is facing difficulties in the way of his progress. In other words, these problems, big challenges in the Islamic banking business, if they work hard to develop the Islamic banking in a short time. The study aims to identify opportunities for development and growth of Islamic banking in the United Kingdom and who are the biggest problems currently facing from the Islamic banking in the world in general and the United Kingdom in particular. I have divided the investigation of issues in three different areas, know that the banks and the Islamic banking sector, because is difficult without a basic understanding of information, develop the financial system, whether the opportunity for growth and development in the UK and what are the Challenges for Islamic Banking.
英国是一个非伊斯兰国家，其金融和银行业统治着大部分传统银行体系，因为它是一家伊斯兰银行，在其发展道路上面临着困难。换言之，如果他们努力在短时间内发展伊斯兰银行业，这些问题就是伊斯兰银行业面临的巨大挑战。该研究旨在确定伊斯兰银行业在英国的发展和增长机会，以及伊斯兰银行业目前在全世界尤其是英国面临的最大问题。我将问题的调查分为三个不同的领域，知道银行和伊斯兰银行业，因为如果没有对信息的基本了解，就很难发展金融体系，英国的增长和发展机会是否存在，伊斯兰银行业面临哪些挑战。
This area will cover the basic and fundamentals of Islamic banking. It shows if the community and banks have a better understanding of Islamic finance and its exercise then it will play important role for development of Islamic banking in the UK.
该领域将涵盖伊斯兰银行业的基本知识和基础知识。这表明，如果社区和银行更好地了解伊斯兰金融及其运作，那么它将对英国伊斯兰银行业的发展发挥重要作用。
How important is to know the fundamentals of Islamic banking for Muslim Community and services providers?
了解伊斯兰银行业的基本原理对穆斯林社区和服务提供商有多重要？
Do Muslim community really believe and understand the difference of Islamic and conventional banking? What are the factors that make Islamic banking prior to conventional banking to Muslim community?
穆斯林社区真的相信并理解伊斯兰银行和传统银行的区别吗？是什么因素使伊斯兰银行比穆斯林社区的传统银行更重要？
How important is Sha’riah law and its practice for Islamic finance and the role of Islamic scholars in promoting Islamic banking services and its products?
Sha'riah法及其实践对伊斯兰金融和伊斯兰学者在促进伊斯兰银行服务及其产品方面的作用有多重要？
The main research objectives of this project to be addressed are as follow: 本项目的主要研究目标如下：
Is Islamic banking sector has a potential for product development? Whether Islamic banking is in position to satisfy its customers?
Is Islamic banking has a potential to perform active role in the UK Financial Market and its growth in market development?
Do Islamic banking able to enhance the investment opportunities in the UK and whether it can play prominent role for the UK economy?
Is there any affect of the UK environment (political, social and geographical) for growth and development of Islamic banking?
Is Islamic banking has proper regulatory and institutional framework in the UK?
Whether Islamic banking has any problem in the UK in respect of supervision and scholarly committee?
Is Islamic banking full informative to its customers or facing any difficulty in its marketing sector?
Is Islamic banking in position to survive and develop in the age of competition and globalization?
伊斯兰银行业是否具有产品开发潜力？伊斯兰银行业是否能够满足其客户？
伊斯兰银行业是否有潜力在英国金融市场及其市场发展中发挥积极作用？
伊斯兰银行是否能够增加英国的投资机会，是否能够为英国经济发挥重要作用？
英国环境（政治、社会和地理）对伊斯兰银行业的增长和发展是否有任何影响？
伊斯兰银行业在英国是否有适当的监管和制度框架？
伊斯兰银行在英国的监管和学术委员会方面是否存在任何问题？
伊斯兰银行业是否向其客户提供了充分的信息，或在其营销部门面临任何困难？
伊斯兰银行业是否能够在竞争和全球化时代生存和发展？